Ok loyal blog readers, I'm back with a review of Goldex, which is a big player in the e-currency arena. I begame a customer of Goldex about 6 months ago when I just started in the whole HYIP (high-yield investment projects) arena. I was looking around for a e-currency merchant which will let me purchase e-bullion with my credit card, and voila! - I've found one.
According to Goldex's website, their headquarters is located in Malta, of all places. Still, that should not be construed as being a bad thing. From all my dealings with then, I promptly received my e-bullion.
The process went like this:
1) I placed an order on their website.
2) I then scanned the pieces of identification they've asked of me (drivers license and utility bill) along with a "credit card authorization form"
3) They then called me up and asked me a bunch of questions to verify that I am who I say I am (I can understand then - credit card transactions are risky for them since they cannot get their e-bullion back once they send it to me)
4) I received the e-bullion gold I've ordered
5) Went to the fridge and got out a beer
5) Sat back at my PC..ok ok :) I'm just messing with you. Seriously though, it was that simple.
They offer a "no name" debit card which you can load with cash by sending them e-gold/e-bullion, but I have yet to try it. Maybe in the future I will do a review of it. This debit card is a perfect way to withdraw your earnings from HYIPs (see the right-hand side of my blog for some really good HYIPs) directly in the form of cash (available anywhere in the world where you have access to a debit machine).
Now for the most important part, fees! Here is what their website says about that:
"To purchase e-gold via Bank Wire our basic charge is 3.5%. Additionally, the following fees apply depending on the payment method you select."
| Method | Additional Fee | Minimum Fee |
| CDN - CASH DEPOSIT | 0 CDN | 5 CDN |
| EUR - Bank Wire Transfer | 5 EUR | 5 EUR |
| EUR - Western Union Transfer (International) | 20 EUR | 20 EUR |
| NOK - Bank Wire | 100 NOK | 50 NOK |
| USD - Bank Transfer | 0 USD | 15 USD |
| USD - CANADA ONLY CASH DEPOSIT | 0 USD | 5 USD |
| USD - CASH DEPOSIT INDIA | 1% + 5 USD | 10 USD |
To purchase E-Bullion via Bank Wire our basic charge is 1.5%. Additionally, the following fees apply depending on the payment method you select.
| Method | Additional Fee | Minimum Fee |
| CDN - CASH DEPOSIT | 0 CDN | 5 CDN |
| EUR - Bank Wire Transfer | 5 EUR | 5 EUR |
| EUR - Western Union Transfer (International) | 20 EUR | 20 EUR |
| NOK - Bank Wire | 100 NOK | 50 NOK |
| USD - Bank Transfer | 0 USD | 15 USD |
| USD - CANADA ONLY CASH DEPOSIT | 0 USD | 5 USD |
| USD - CASH DEPOSIT INDIA | 1% + 5 USD | 10 USD |
If you want to purchase e-gold or e-bullion via credit card, they'll charge you 15% I know that's a bit high, but credit card transactions are very risky for them - think chargebacks, and the fact that once they send you e-gold/e-bullion they cannot get it back.
Here is the link to join:
http://www.goldex.net/r.php?ref=1945872
2 comments:
Do you know if ICICI and Achieva Financial are insured by the CDIC?
I currently have an account with ING Direct and I appreciate their rates, but I am always looking for higher rates, hehe.
ICICI is insured by the CDIC and with Achieva Financial your money is 100% guaranteed by the Credit Union Deposit Guarantee Corporation of Manitoba, so you never have to worry about your investments. Don't forget that CDIC covers your deposit only up to a certain sum (I think it is $100,000), but the Credit Union Deposit Guarantee Corporation covers your deposit to any sum! Overall I recommend Achieva Financial for a simple savings account. Note, I am not in any way affiliated with Achieva Financial.
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